Last updated: 27 October 2026

These are the simple rules for using calkar.in. By using the site, you agree to them. If you don’t agree, please don’t use the site.

Using the calculators

All calculators on calkar.in are free to use. You don’t need an account, and the numbers you type stay in your own browser. Please use the site for normal, personal or business purposes, and don’t try to break it, overload it or copy it with automated tools.

The results are estimates. Please read the Disclaimer before you rely on any number for a real decision.

Content and copyright

The articles, calculators, screenshots and logo on this site belong to calkar.in. You are welcome to share links to any page. Please don’t copy whole articles or the calculator code onto another website without asking first.

Your privacy

How the site handles cookies, ads and contact messages is explained in the Privacy Policy.

Changes to these terms

I may update these terms when the site changes. The date at the top shows the latest version. If you keep using the site after a change, the new terms apply.

Governing law

These terms are governed by the laws of India. Any dispute will be handled by the courts in Kerala.

Contact

Questions about these terms? Write to supportcalkar@gmail.com or use the Contact page.